BISP ATM Withdrawals
Millions of registered beneficiaries around Pakistan can now make ATM-based payments again thanks to BISP ATM Withdrawals. Now, eligible households can use their BISP-issued card or a biometric cardless system with their CNIC to withdraw Rs. 13,500 directly from a few ATMs. This modification reduces wait times, stops agents from deducting, and makes the payment procedure more convenient and transparent. The government has expanded support for biometric-enabled ATMs in both urban and rural areas and cooperated with major banks. The system is made to help all Kafalat participants, regardless of whether they have a BISP card or not.
You can read more: In some districts, BISP Eligibility Check by Mobile Van and Withdrawal Payment
How Has the 2025 BISP ATM Withdrawal Changed?
ATM withdrawal services have been reinstated as part of the 2025 BISP Payment Update, which also addressed system restrictions and improved system inclusivity. Resuming ATM withdrawals across several districts, paying Rs. 13,500 in a single transaction, avoiding bank fees or deductions, enabling the biometric (cardless) method at specific ATMs, integrating the system with NADRA for safe fingerprint verification, and enabling complaint registration through 8171 and help centers are some of the salient features. The method is intended to accommodate those who don’t have a physical card.
Which Banks Allow Withdrawals Through BISP ATMs?
To increase effectiveness and accessibility, the government has broadened its banking network, guaranteeing dependable payment access even in places without Habib Bank Limited (HBL). The main bank for BISP payments is HBL, which also accepts biometric and card-based withdrawals. In order to serve regions without HBL, Bank Alfalah joined the BISP network and is already providing biometric withdrawal alternatives on a pilot basis. Currently, United Bank Limited (UBL) supports biometric verification in several places and offers payment access to new dynamic registry beneficiaries in a few localities, including Bahawalpur and D.G. Khan.
How to Use CNIC to Withdraw Rs. 13,500 in BISP Through an ATM
ATM Withdrawal Process
• Cardless Withdrawal: Visit an HBL, Bank Alfalah, or UBL ATM with biometric support, select “BISP Cardless Withdrawal,” enter the CNIC number, place your thumb on the fingerprint scanner, verify, enter the amount, and collect the payment and confirmation slip.
August 2025: District-Wise ATM Access Status
In locations where BISP is deploying ATM services, HBL and UBL are presently fully operational in Lahore, Karachi, Faisalabad, Sahiwal, D.G. Khan, Bahawalpur, and Peshawar, while HBL and Bank Alfalah are undergoing testing in Bahawalpur and Peshawar.
You can read more: BISP Hunarmand Program Registration Online for Free Courses 2025 Complete Guide
| Category | Details |
|---|---|
| Withdrawal Amount | Rs. 13,500 per eligible Kafalat beneficiary |
| Withdrawal Methods | 1. ATM with BISP card 2. Biometric cardless method using CNIC and fingerprint |
| Bank Partners | United Bank Limited (UBL-selected districts), Bank Alfalah (pilot regions), and Habib Bank Limited (HBL) |
| Supported Cities/Districts | Lahore, Karachi, Faisalabad, Sahiwal, Bahawalpur, D.G. Khan, Peshawar |
| Biometric Verification | Required via NADRA fingerprint match |
| Card Requirement | Not necessary; CNIC-based biometric withdrawals allowed |
| SMS Confirmation | Must receive payment confirmation from 8171 before withdrawal |
| Common ATM Issues | Fingerprint mismatch – No payment message – Transaction fail |
| Solutions to Issues | Clean finger/retry or visit NADRA – Try another time/ATM – Check payment via 8171 or portal |
| Future Improvements | JazzCash / Easypaisa integration- SMS alerts on withdrawal- More ATMs in rural areas- Union Council-level ATM access planned |
Who Can Withdraw Money from a BISP ATM?
Refunding Rs. 13,500 from ATM
• Beneficiary must be a registered Kafalat beneficiary.
• CNIC must be valid.
• Biometric verification with NADRA required.
• Payment confirmation SMS from 8171 required.
• Beneficiary must reside in an an ATM-accessed area.
What Happens If Your BISP Card Hasn’t Arrived?
Enables Biometric Withdrawals
• Biometric withdrawal systems enabled in most major districts.
• ATMs can accept CNIC numberss and thumbprint verification.
• Payments collected from the nearest payment center or office.
Typical Problems with ATM Withdrawals and Their Fixes
ATM Transaction Issues and Solutions
• Fingerprint Not Matching: Clean thumb and try again. Visit NADRA for a a biometric update.
• “No Payment Available” Message: Confirm eligibility and payment status via CNIC to 8171 or the portal.
• Helpful Tip: Try another branch or visit a payment center if one ATM fails.
You can read more: Reopening in July 2025, the 8171 Portal will have updated features for checking 13500 and registering.
Process Improvements for the Future
Team Enhancements
• SMS alerts for successful ATM withdrawals.
• Increase in women-friendly ATMs in rural areas.
• ATM setup at the the Union Council level for improved accessibility.
In conclusion
With the reactivation of ATM withdrawals under BISP, collecting your monthly payment of Rs. 13,500 is now simpler and quicker. Customers who qualify can use their BISP or CNIC card at the closest ATM without incurring fees or waiting around. Be sure to use legitimate means and stay away from agents.
FAQs
1. Is a card required to withdraw BISP payments?
You can, indeed. You can withdraw Rs. 13,500 using your CNIC number and thumbprint at biometric-enabled ATMs operated by HBL, Bank Alfalah (pilot), or UBL if you do not have a BISP card.
2. What should I do if “No Payment Available” appears on the ATM?
Send your CNIC to 8171 or visit the Web Portal to verify your eligibility and payment release if the ATM displays this message.
3. How much does it cost to withdraw money from BISP ATMs?
When using approved ATMs to withdraw payments, there are no fees or deductions. Refrain from collecting your money through agents or illegal means.