BISP ATM Withdrawals 2026
The BISP ATM Withdrawals system has made it much easier for beneficiaries across Pakistan to receive their Rs. 13,500 Kafalat payment without standing in long queues or paying agents. Through selected bank ATMs, eligible families can now withdraw their money using a BISP card or biometric (cardless) CNIC verification.
This initiative focuses on transparency, convenience, and dignity. By partnering with major banks and NADRA, BISP ensures that even women without ATM cards can access payments securely through fingerprint verification. The service is expanding rapidly in both urban and rural areas, making financial assistance more accessible than ever.
You can read more: In some districts, BISP Eligibility Check by Mobile Van and Withdrawal Payment
How BISP ATM Withdrawals Have Improved in 2025–26
After facing issues in previous years, the 2025–26 Benazir Income Support Program payment update has brought major improvements to the ATM withdrawal system. Many districts where ATM services were suspended now have restored access with better technology and smoother verification.
Key improvements include biometric cardless withdrawals, faster complaint resolution through 8171, and zero bank deduction policies. The integration with NADRA has reduced fraud and ensured that only eligible beneficiaries receive payments. These updates have rebuilt trust and reduced dependency on payment agents.
Banks Offering BISP ATM Withdrawal Facility
To improve coverage, the government has expanded its banking partners under BISP.
| Bank Name | Withdrawal Facility |
|---|---|
| HBL (Habib Bank Limited) | Card-based and biometric ATM withdrawals |
| Bank Alfalah | Biometric withdrawals (pilot districts) |
| UBL (United Bank Limited) | Biometric ATM withdrawals in selected districts |
HBL remains the primary payment bank nationwide. Bank Alfalah and UBL are supporting areas where HBL branches or ATMs are limited, especially in South Punjab and Khyber Pakhtunkhwa.
How to Withdraw Rs. 13,500 from BISP ATM Using CNIC
If you do not have a Benazir Income Support Program card, you can still withdraw your payment using CNIC-based biometric verification.
Step-by-Step ATM Withdrawal Process
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Visit an HBL, Bank Alfalah, or UBL ATM that supports biometric services
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Select “BISP Cardless Withdrawal” on the screen
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Enter your 13-digit CNIC number
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Verify your identity using thumb impression
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Enter withdrawal amount (up to Rs. 13,500)
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Collect cash and transaction receipts.
The entire process usually takes only a few minutes.
District-Wise ATM Service Status (Latest Update)
Benazir Income Support Program ATM services are fully operational in many major cities and districts, including Lahore, Karachi, Faisalabad, Sahiwal, D.G. Khan, Bahawalpur, and Peshawar. In some districts like Bahawalpur and Peshawar, Bank Alfalah biometric ATMs are still under testing but expected to expand soon.
Beneficiaries living outside these areas can still collect payments from designated BISP payment centers.
Who Is Eligible for BISP ATM Withdrawal?
To withdraw Rs. 13,500 through an ATM, beneficiaries must meet the following requirements:
• Must be a registered BISP Kafalat beneficiary
• CNIC must be valid and active
• Biometric verification with NADRA is mandatory
• Payment confirmation SMS from 8171 received
• Residence in an area with active Benazir Income Support Program ATM service
If any condition is not met, the ATM may show “payment not available.”
What If Your BISP Card Has Not Arrived?
Many beneficiaries worry if their Benazir Income Support Program card is delayed. The good news is that ATM card ownership is no longer mandatory in most districts.
• CNIC-based biometric withdrawals are active
• Thumb verification replaces ATM card usage
If biometric withdrawal is unavailable in your area, you can still collect your payment from the nearest official BISP payment center.
Common ATM Problems and Easy Solutions
Some beneficiaries face technical issues, but most are easily fixable:
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Fingerprint not matching: Wash hands, retry, or update biometrics at NADRA
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No payment message: Recheck eligibility via 8171 or BISP portal
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ATM error or failure: Try another ATM branch or payment center
Never pay anyone to “fix” these issues. All services are free.
Future Improvements in BISP ATM System
The government plans to further strengthen the ATM withdrawal system by introducing:
• SMS confirmation after successful ATM withdrawals
• More women-friendly ATMs in rural areas
Union Council–level ATMs are also under consideration to reduce travel distance for beneficiaries.
Conclusion
The restoration and expansion of BISP ATM Withdrawals have made collecting Rs. 13,500 safer, faster, and more transparent for millions of families. With CNIC-based biometric verification, beneficiaries no longer depend on agents or long queues. The system ensures zero deductions and protects dignity. Eligible families should always use official ATM channels, keep their CNIC updated, and rely on 8171 alerts to receive payments smoothly and securely.
You can read more: BISP 8171 Online Check Balance 2026 Complete Guide to Payment Status and Eligibility
FAQs
1. Can I withdraw Benazir Income Support Program money without an ATM card?
Yes. Many ATMs allow CNIC-based biometric (cardless) withdrawals.
2. Is there any fee for withdrawing Benazir Income Support Program payment from ATM?
No. Benazir Income Support Program ATM withdrawals are completely free.
3. What should I do if the ATM shows “no payment available”?
Check your eligibility via 8171 or visit the nearest Benazir Income Support Program payment center.